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Current Fees Schedule
Click here to view our Fees Schedule.
Current Loan Rates
Effective January 1, 2010
|
Loan Type |
Daily Periodic Rate |
APR |
|
Personal / Signature |
| Personal & PSL |
0.0287671% |
as low as 10.50% |
|
Tuition |
| (Up to 60 month est. repayment) |
0.0178082% |
as low as 6.50% |
| (Up to 120 month est. repayment) |
0.0260274% |
as low as 9.50% |
|
Personal Service |
| Share Secured |
0.0136986% |
as low as 5.00% min.** |
|
**(3.00% over current dividend earned on pledged monies, rounded up to next quarter percent) |
|
New or Used Car, Boats, RV's |
| < 5 years old & < 50,000 miles |
0.0136986% |
as low as 5.00% |
|
Used Car, Boats, RV's |
| < 5 years old & > 50,000 miles |
0.0164384% |
as low as 6.00% |
|
Used Car, Boats, RV's |
| > 5 years old |
0.0191781% |
as low as 7.00% |
|
Classic Cars |
| Classic Cars |
0.0246575% |
as low as 9.00% |
|
Motorcycles & Farm Equipment |
| New & Used < 3 years old |
0.0219178% |
as low as 8.00% |
| Used > 3 years old |
0.0246575% |
as low as 9.00% |
Note: The rates posted on this website are current for the noted date. Rates are subject to change without notice and this page does not serve as a guarantee of rates, fees, or credit approval.
Current Dividend Rates
|
Account |
Rate |
APY* |
Minimum |
|
Shares / Special Shares (effective 06/30/10) |
| Regular Shares |
0.35% |
0.35% |
$200 adb** |
| Special Shares |
0.35% |
0.35% |
$200 adb** |
| Christmas/Vacation Clubs |
0.35% |
0.35% |
$200 adb** |
|
|
|
Share Drafts / Checking Accounts (effective 06/30/10) |
| Interest Checking |
0.35% |
0.35% |
$500 min. |
| Senior Checking |
0.35% |
0.35% |
$200 adb** |
|
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|
Share Certificates (effective 06/30/10) |
| 3 months |
0.50% |
0.50% |
$500 |
| 6 months |
0.65% |
0.65% |
$500 |
| 12 months |
0.85% |
0.85% |
$500 |
| Jumbo |
1.00% |
1.00% |
$5,000 |
*Annual Percentage Yield (APY)
**Average Daily Balance
The rates posted on this website are current for the noted date. Rates are subject to change without notice and this page does not serve as a guarantee of rates.
Withdrawal of dividends prior to maturity may affect yields.
A penalty may be imposed for early withdrawal of funds from Share Certificates.
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